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How it works

FROM CHALLENGE TO PAYOUT.

Every challenge on VAULT follows the same rules so both sides know exactly what they are agreeing to before a single dollar moves.

Step by step

THE FULL LOOP

  1. 01

    Brief and prize

    The sponsor writes the brief, sets the rules and the deadline (up to 30 days), and chooses the prize amount.

  2. 02

    Card on file

    The sponsor adds a payment card when creating the challenge. Nothing is charged at that point.

  3. 03

    Entries open

    Creators submit original photos or videos up to 30 seconds. Entry is free, and each creator can enter the same active challenge up to 3 times before it expires.

  4. 04

    Community voting

    Upvotes rank the entries. The top-voted entries become finalists.

  5. 05

    Winner selection

    Either the sponsor picks from the finalists, or the highest upvote count wins automatically — set at creation.

  6. 06

    Charge and payout

    The sponsor's card is charged only at the moment a winner is decided, and the winner is paid to a verified bank account minus the 13% service fee. If no winner is decided, the card is never charged.

Ground rules

WHAT KEEPS IT FAIR

Original work only

Entries must be shot by the creator. No stock imagery, no reposts.

Winner rule is fixed

Sponsor-picks or upvote-decides is chosen before entries open and cannot be changed mid-challenge.

Up to 3 entries per challenge

You can submit to the same active challenge up to 3 times before it expires. On a 4th attempt, the app tells you you've already submitted 3 entries and points you to a different challenge.

Anti-manipulation

Suspected vote manipulation, fraud or policy breaches can pause a payout or remove a challenge.

ARE YOU UP FOR THE CHALLENGE?

VAULT is in beta. Join as a creator or fund your first challenge.

Open the app